Subject: Exclusive notice

From: "erinna cieslak" <[email-masked]>
Date: Thu, 02 Jun 2005 00:36:14 +0400

Dear Homeowner,

You have been pre-approved for a $400,000 Home Loan at a 5.15% Fixed Rate.

This offer is being extended to you unconditionally and your credit is in no way a factor.

To take Advantage of this Limited Time opportunity all

we ask is that you visit our Website and complete

the 1 minute post Approval Form.

Sincerely,

Esteban Tanner

Regional CEO

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