Subject: Newsletter #0761

From: "Jack Washington" <[email-masked]>
Date: Fri, 04 Jun 2004 13:58:45 +0500

SBP-EC;IAUL
ATLE~R0T : (otc:bb: IPY,S) -)- 3}00% g\aqi-ns
ex;peActed

T7his U'RGE!NT IVNVESTOR
BULLElTIN has beEe<n seHnmt out tJo
o=ur mill$ionEs oRf sAu}bscr_ib~e'rs
IQMMeEGDI8ATELY? to all>lohw inv`es"to3rs
t[heh oNpp.o\rtun|it}y t[o ac=cumul:atWea a
subs-ta5nti[al pos#itQioen in~ tOhis grre!at
sOtock. I.nsta+Paxy S,yRstgem's,' Innc..{
(:o?tcbb:) IVPYS)5 i=s t?hpe la>test new
pIi^cLk, set tJo reall.y moveD in nea+r
f"u%turie. This co4mpany d\e6sRe&r[ves your
i8m&meDd8i?a=te` a$ttaent|io7n. Stoc.k Mulie
Team foxundu a newz winn\er ye!t a=gain!

nvsct=aPay SjyHst%ems, Inc.,
(Jot/cbbv: IPHYeS;)

C5urzre\nt price

$0.4n0

S#hoUrt t.erm targ|et

$1.20

SRhort term ga%in

300%

INSTLArPAY wSzYS\ToE>MiS
Hi|g)h]lQigh)ts

NO COMPETITIO1N -_ IPYS i2sO thbe fi(r0st] anpd
only transaction procexsUsing producti|on sgyste.m
to enable I5nternet Merc/h:ants\ to a<ccept ATMS card
(X"PIN" deb!it) paymenKts - Thi%s i_s a
multibil/lion marke<t currLen_tly, an&dU the
fCaKstzelst gro?w&i-ngz sIegment of the tra|nsaction
procesGsi,ng/ indu%stry.j  OnlQine cYredit5 c=ard and
eQlect)ronic che/ck puarchasZes tota&led m|ore than $9u0
Billion in3 the+ US in 200M3.\

Mer;cha(nktsX pay only aw fixed; fee per
transactiokn foCr PIAN debit tra(ns_actions, as_
o:pp#ose$d too the way cr'edu1t cawrd\
t{ransactions are curr%entl'y proicessed,S as a
p%eAr/centage o7f the dolzlar a8m2ount of thEe
transactions.E  MeArc`ha$nts wEill save bil$lions in
transact~ion) processing fees paid to VI!SA, MC and
other c4redi"t card comp(ani<es.

IP:YS dev~e/lnoped the encry`ptEed proceoss!ing
syystem ena%bl;ing th5eo use of ATMd cards over the
In,ternet and owns theQ pa6tents to ivt a:s| well as
the8 gatoeway se!rvice for delivenrin_g this^
serCvCice ov[er0 thde InYtHer'net.

The Company has= aqlready? id"entifi3ed several major
credi7t cardu transa~ctizon procesSs(idng prov3id|ers
tqhat are vioKlaat)ing the C)ocmxpany's patentq and
IPYS i}s filing s&everal c0ivi}l law suiMts tro^
collect[ theW tens of> miGllions due( the CompanyQ bNy
some of thken biigges[t na~mes in the p4roc/essi`ng
bQusine$ss3.

Many large cha!in store} mercha6nt+s arPe
o?p!ting to l;ower their( ele;ct|rounic
transaction proceussi]ng costs by| o=fferi?ngD
PIN debit p~ay/ment solution"s to c#ustSomers.  In Febrluary6
2004 Wal-IMaTrt (NYESEw:UWM?T) beGgan refRusi+ng
M^aste:rHCard si\gnat:ure debit cards and' requ#ires*
custom^e/rs ton enter their PIN n9umber, savin{g the
chain txensV ovf' millions aanvnually.  IPYS own"s
t[he patents to tShis pro.cuesxs th_at5 Walmart,'s
processors arxe usiUng.

EB8AY (NA^SD}AQ:EBQAY) acqLuis]i?tiont o`f
PayPalN for 1.5A Bil#lion tied them| i9nt_o direc#t
debitg p%rNocessing for EBAY pxurchas.eHs this
yearh. } D(ir8ec!t Debit processi}ng is expected to
account> for. 45#% oWf all transac(tions by 2005.
I,PYS patentsg wilNl% allow the company tno
lite&rally own t/hi|s[ market.S

The. S:tocAk Mule] Tea`m can't) pre)d#i!ct a!
lonog te9r_m target f;or IPYS be$ca)usxe no one
knYows what willE happeMn when IPY^S signs iLtsq next
seSveErZal lwarge1 nXationally basedF ch;ain stores
t&o its t^r{aKn'saction{s procBess(inkgm
syvst}em.v Thirs stockt could7 skyrolcket\ to $1a0.00
ovemrnidg5h`t;9 and the_n explode beyonFd ouUrW
wild:e,st dKreamGs!  Thank ypo)u fQor yorur Trust
ayn4d| K~e9ep the Faith The St9ock Mule Teavm

This prof*ile is not without b"iasj, avnd is at
paid release`. Writeirs and maile^rs3 have bePen
coompens2ate]d fo$r- t"heN disse[mination, of company
info.rm[ationL on beh]alXfb o-f one or mToreQ of the
companies mention|e\d in this release. Par"t1ie}s
involv_ed in theV creatioMn a|nd distribution of this
p1rXofile h!aDve been! coKmpens:ateNd 40,00a0 dollars
by a t_hird partyV (othird party),) who i$s
nonaffiliate9d,L for serviSces providte4d i}nc*luding
dipssTem<ingattio/n of coCmpany ixnfTormati#on iBn
this/ release. PR and otFher ind0ividruals alnd other
crea.tors a/nd ma;ilerAs/ ofr this lettegr will sIell
all of; its ori?g|ineal sohare=s during the
dis]tribution of t\hAisw p,rofile*. Pa|r!tie=s
involved may immeFdiately seglJl some or any sh~ares in a
pro/fIiled c:ompany hel|d by profile creato.rs angd
may have previo%usly s"old shares in a proofilyed compan_y held
by PR Individu#als invo?lved. Our Optin mailin[gp
seFrvicesF for a companly ma]y caujse thhe c{ompany
stockl price to i*ncrease,+ in: whic]h eventE invol_ved
parties would make0 a profit when i>t sel/ls its stgock in
the compIany. In additfion, our selling o0f a cHompaTny8
sto.ck m-ay ha|ve a ne+gative e*ffect on the market price
of theq smt%oc6k. The- pasMt pFrofiles are olnly the
winrners not all ofc our reco&mmendations