Subject: FYI

From: "Billy Kendall" <[email-masked]>
Date: Mon, 19 Sep 2005 07:52:04 -0500

Dear Home Owner,
After settling the assessment we are charmed to extend to you this,

Your current mortgage makes you eligible for more than a 3.7 decreased rate!

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!! NOW IS THE TIME TO GRAB THE LOWEST RATES IN HISTORY !!
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Myriads of US Citizens have re-financed this month alone!

So why not you?

Go HERE to make that change.

If you prefer to be left out of this amazing offer go here.