Subject: Hi there! sorry it took me so long to write :)

From: "Joni Eldridge" <[email-masked]>
Date: Sat, 11 Dec 2004 04:35:39 -0600

How have you been? We haven't spoken in months! I have very exciting news!

Remember the website I told you about?

We FINALLY were able to save an extra $450 a month

We refinanced our mrtgage with a 3.71% lower rate, and closing was fast!

The application was free and we got several low rate quotes within minutes

CIick on this link and check it out!

Hope you do good with money over the holidays

Your friend,
Robert