Subject: Account# 95102

From: "hongtao ridha" <[email-masked]>
Date: Tue, 15 Mar 2005 20:38:33 +0200

Dear Homeowner,

You have been pre-approved for a $405,000 Home Loan at a 3.25% Fixed Rate.

This offer is being extended to you unconditionally and your credit is in no way a factor.

To take Advantage of this Limited Time opportunity all

we ask is that you visit our Website and complete

the 1 minute post Approval Form.

Enter Here

Sincerely,

hongtao ridha

Davidson Associates

no tha.n.ks