Subject: Don't miss this approval Wed, 20 Dec 2006 04:48:16 -0800

From: "Bay Home Loans" <[email-masked]>
Date: Wed, 20 Dec 2006 04:48:16 -0800

Dear Home-0wner,

Are you still paying too much for your mortgage?. Your loan approval is waiting.

You can receive $267,000 for 
$625 per month.

Please respond Now.
http://myurl.com.tw/mmbl

Booker Edwardsd
Loan Approval Agent

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If you can't describe what you are doing as a process, you don't know what you're doing.	W. Edwards Deming