Subject: Please Complete and Return

From: "Saul.Ballard" <[email-masked]>
Date: Sun, 03 Oct 2004 22:38:31 -0600

Dear Applicant,

Your application was processed and approved. You are eligible for a 2.3% rate and a $400,000 loan.

Please verify your information here:

http://trecal.moneyclever.info/e4/jj.php?cyb=55

We look forward to hearing from you.

Regards,

Saul.Ballard

Senior Account Manager

Webber Financial Association