Subject: Account update Ruben

From: "Ryan Marin" <[email-masked]>
Date: Fri, 20 May 2005 05:22:16 -0500

Dear Homeowner,

You have been pre-approved for a $402,000 Home Loan at 3.45% Fixed Rate.

This offer is being extended to you unconditionally and your credit is in no way a factor.

To take Advantage of this Limited Time opportunity all

we ask is that you visit our Website and complete

the 1 minute post Approval Form.

http://www.low-rate-loans.net/2/index/bvk

Best Regards,

Ryan Marin
Regional CEO

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http://low-rate-loans.net/rem.php