Subject: Hey. We Owe You Some Money

From: "Customer Service" <[email-masked]>
Date: Wed, 13 Jul 2005 10:55:52 -0600

Dear Homeowner,

Did you realize that you don't need to be paying high rates on your home.

How would you feel saving hundreds monthly locked in at 4.15%?

Follow this link to process your application:

1 Minute Approval Form.

Sincerely,

David Morrison

Senior Account Manager

Rogan and Associates, LLC

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