Subject: PreApproval Agreement Form (Second Request)

From: "Eloy Robles" <[email-masked]>
Date: Tue, 19 Jul 2005 15:09:21 -0600

We tried to contact you last week about refinancing your home at a lower rate.

I would like to inform you know that you have been pre-approved.

Here are the results:

*Account ID: [632-635]

*Negotiable Amount: $172,360 to $625,375

*Rate: 3.07% - 5.11%

Please fill out this quick form and we will have a broker contact you as soon as possible.

http://www.pvrefi.net/?id=j22

Regards,

Eloy Robles

Senior Account Manager

Settar National Lenders, LLC.

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