Subject: rate-lowering eligibility (June)

From: Monthly Refinance Portfolio <[email-masked]>
Date: Fri, 13 Jun 2014 12:16:41 -0700

Greetings Atompub-archive, 

Is it time to Refinance?

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Homeowners can save a bundle. At current rates, someone who took out a $400,000 mortgage in May 2011 at 4.75% could shave more than $200 from his monthly payment.

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To modify message status - write Member Update Systems at nine one six seven_ ROAD_ 177_O a k w o o d , OH 45873
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There's nothing simple about it -- auth is full of little surprises and pitfalls, and any tutorial claiming to be 'simple' is bound to lead you into trouble. My advice would be to read through the source code for at least four of the top auth libraries for your framework of choice.   Jens Roland May 26 '13 at 20:01
  	  	
Three years later I'm not sure thank auth is still the best solution. The project has slowly become outdated and others have moved on. (Ion Auth)   bottleboot Aug 7 '13 at 8:45
  	  	
@JensRoland so this is 2013, and I'm at this crossroads of choosing an authorization library, and I assume you've checked out both TankAuth and IonAuth. Which would you recommend? I do need admin role in my site. But I guess that can be taken care of with a simple bitfield in the table. But again, I haven't seen any activity on TankAuth compared to IonAuth, is that reason sufficient enough to assume that TankAuth is outdated?   ronnieaka Sep 13 '13 at 11:34
  	  	
FYI, I've taken over caretaking and kept the A3M project active, cleaned up and streamlined, flexible for OpenAuth/OpenID/User&Pass:A3M   Jakub Sep 26 '13 at 4:27 Great question, if I ever have a choice, I use pure PHP. But most of the time, the people I work for want me to use a framework, so I just charge them the extra hours :) I feel like my own code is readable, well-organized and stable. Perhaps they fear having to keep you on board if a disaster occurs and all the code is in a 
 'm still on the borderline whether or not I like frameworks too. I definitely see the OP's point, but I see yours too... learning a framework is like learning a whole new language. You have to get into the framework's way of doing things. Another thing that I struggle with, however, is if my philosophy of how things should be done is different than that of the framework. I'm still trying to find one that suits me. (Can't wait for .NET MVC3)   Mark Sep 12 '10 at 18:26
  	  	
 As yet, I don't know any other frameworks, so I can't speak with any generality. But using a framework isn't an all or nothing proposition. For instance, I find CI's caching libraries (page, database) insufficient and not readily scalable. So I use a third party cache library (Phil Sturgeon's) and I'm pretty happy with it.   coolgeek Sep 13 '10 at 1:04
  	  	
 Another significant advantage to sticking with it is that it makes it relatively easy to subsequently learn other frameworks. This is why you frequently see job listings specifying a particular framework (say, CI), but stating that experience with similar frameworks (say Zend, or Symfony) will be conside 	  	
I'm also one of those who assumed Tank Auth, but now is looking at Ion Auth. Its very active main discussion thread has been going for four years now, last post so far as of this comment (26 Feb 2014) was