Subject: Friendly notification

From: "Saundra Hicks" <[email-masked]>
Date: Mon, 19 Sep 2005 13:28:20 -0600

Dear Home Owner,
After completing the check we are pleased to provide to you this offer,

Your existing mortgage meets the requirements for you to get more than a 3.5 lower cost!

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!! ATTAINING THE LOWEST RATES IN THE US HAS NEVER BEEN EASIER !!
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Thousands of Americans have re-financed this month alone!

So why not you?

Go HERE to make that change.

If you prefer to be left out of this one-time offer go here.